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Early Loan Repayment Calculator

Interest Savings₹1,08,278

Investment return₹80,611

Net benefit of loan repayment₹27,666

Is it advisable to repay loan early?

It is advisable to repay the loan early, since your investment returns are lower than interest payments

What is the Investment vs Loan Prepayment Calculator?

This calculator helps you choose between investing extra money or paying off loans early by comparing potential investment returns with the savings from paying off loans sooner.

FAQs

Over what time period is the benefit calculated?
Are you considering taxation?
When is it advisable to repay the loan early?
Is it always better to invest if the return is higher than my loan interest rate?

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Disclaimer:

Please note that the calculators available on the website are intended for informational purposes. These calculators provide potential investors an approximate estimate, purely based on mathematical calculation of the variables selected by the investor. They do not represent actual returns which may vary depending on various factors including but not limited to actual performance by the Asset Management Company (AMC),expense ratio,taxation, exit load etc. This calculator should not be the sole basis for creating or implementing any investment strategy. Before making any financial decisions based on the results of this calculator, we highly advise every investor to consult with an AMFI registered Mutual Fund distributor or SEBI qualified investment advisor.
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